Financing Options for Your Jewelry Purchase
A simple guide to making your dream piece more affordable — without compromising on quality.
Whether it’s a timeless gold chain or the perfect engagement ring, flexible financing can make it easier to get the jewelry you love — and pay at your own pace. Here’s a look at the options available.
Credit Card
Using your credit card is a straightforward way to purchase jewelry. Many cards offer reward points or promotional financing periods, making it a flexible option for many shoppers.
Bank Transfer
For customers who prefer direct payments, bank transfers offer a secure and fee-free way to complete your purchase without interest charges.
Buy Now, Pay Later
With partners like Affirm, Klarna, Afterpay, and Splitit, you can split your payments over time without hidden fees. Many plans offer instant approvals and no interest.
Special Financing
Some financing programs offer longer-term monthly plans with competitive interest rates. Perfect for higher-ticket items like engagement rings or statement chains.
Example Payment Scenarios
- $2,000 purchase → $166/month over 12 months
- $5,000 purchase → $208/month over 24 months
*Exact terms depend on credit and provider. Shown for illustration only.
Frequently Asked Questions
Most of our financing partners use soft checks to prequalify, so there’s no impact to your credit score just for checking.
Many Buy Now, Pay Later plans are interest-free. Others may offer longer terms with transparent interest rates. You’ll always see your total before checkout.
