PayTomorrow at FDJ: Step-by-Step & What to Expect
Everything you need to know about managing monthly payments with PayTomorrow.
See something you love but want a little more time to pay? At Factory Direct Jewelry, PayTomorrow lets you take home your jewelry now and pay it off in easy monthly installments. With flexible terms, fast approval, and no prepayment penalties, it’s a smart way to make your purchase fit your budget — without any surprises.
How PayTomorrow Works
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Find What You Love
Explore our jewelry collection and add the pieces that catch your eye.
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Choose PayTomorrow at Checkout
When it’s time to check out, select PayTomorrow as your payment option. You’ll be redirected to PayTomorrow’s secure application page to review your financing choices.
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Apply for Instant Approval
Complete a short application. PayTomorrow will instantly show your available terms, including the monthly payment amount, interest rate (if any), and total cost.
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Complete Your Order
Once approved, confirm your plan and finish checking out. We’ll ship your jewelry immediately, even while you pay over time.
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Make Simple Monthly Payments
PayTomorrow sends reminders each month and allows you to manage payments easily online. You can even pay off your balance early with no fees or penalties.
Example Payment Scenarios
Here’s how your payments might look:
- $600 purchase → 6 payments of $100 per month
- $1,200 purchase → 12 payments of about $110 per month
- $2,400 purchase → 18 payments of about $145 per month
Estimated payments shown for illustration only. Final terms vary based on credit approval and selected plan.
Why Use PayTomorrow at FDJ
Choose from several payment options that fit your budget.
Get a real-time decision — no long forms or waiting periods.
See your full payment schedule upfront before confirming.
Your jewelry ships right away once your order is processed.
PayTomorrow is a secure, reputable platform used by retailers nationwide.
Frequently Asked Questions
PayTomorrow uses a soft credit inquiry for approval, which doesn’t impact your credit score. If you proceed with financing, a standard credit report entry may appear.
Some plans are interest-free, while others may include a fixed interest rate based on credit approval. You’ll always see the total cost before confirming.
Yes, you can pay off your balance at any time without fees or penalties.
